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This 0.16 acre lot (7187 sq ft) Lot, is level, rectangular shaped, by new construction homes. This lot is restricted to site-built homes only with a minimum of 900 sq'. Located in the gated Shadybrook community with boat ramp access to Lake Palestine, playground, swimming pools, on-site HOA office and beautiful tree lined streets. There is easy access to public water through Southern Utilities and electric through Cherokee Electric Co-op. This lot backs up to large acreage lots so there will always be lots of privacy in your back yard! Bullard ISD

*** 5-Day Become A Landowner Challenge: Start For Just $1 down *** 


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Here's the plan:


Day 1: Book Your Free Call to Join Our 5-Day Landowner Challenge

-Let's explore your land options together - and unlock exclusive offers you won't find online. Go to: call.gokcap. com


Day 2: Place the Property on Hold

-Hold your property on our website so no one else can grab it - you're officially on the path to becoming a landowner.


Day 3: Explore Your Land

-Step onto your land, even virtually - do your homework, and imagine how you'll make it your own.


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Day 5: Celebrate Ownership

-Sign your agreement and join the community of 600+ proud landowners.


Dear Land Buyer,

Are you looking for land with paved road access, open space, and privacy in a welcoming community?

This 1.56-acre lot in Davidson County is for buyers who want space and flexibility without the usual unknowns that come with raw land.

The property is inside The Springs at High Rock, a private, established neighborhood with community standards already in place.

-Hold it now for just $50 on our website.

So you're not buying an isolated parcel and hoping the area turns out well.

Plus, one of the biggest early hurdles has already been handled.

A percolation test has been completed, and the results are available, which simplifies planning for a septic system.

Underground electrical connection is available on the street (to be confirmed with the county) and a private well will be needed, which is standard for land in this area.

At just over one and a half acres, the lot offers meaningful space and privacy.

This is a mountain community, so the property is on a slope, making it ideal for a walkout basement.

The community setting feels intentional, with residential neighbors and shared access points that help define the neighborhood.

Owners also have lake access to High Rock Lake - the second-largest lake in North Carolina - including three community docks with day slips and a boat launch.

Davidson County continues to attract buyers looking for a balance of space, affordability, and proximity to larger centers while still enjoying quiet rural living.

As well-located residential lots with improved access become harder to find, choices like this one stand out for their simplicity and ease of ownership.

So if you've been waiting for the right place to own land, now's the time.

Note:

All information provided is based on our own research. We always recommend confirming details like zoning, access, and utilities directly with Davidson County before making plans.

A one-time document preparation fee is paid upfront at closing and covers deed preparation, recording, and administrative costs.


LOT BREAKDOWN: WHAT YOU'RE GETTING

📌 Assessor's Parcel Number: 9020F0000016

📄 Legal Description: Please email us for a full metes and bounds description

⛰️ Elevation: 830

📍 GPS Center Coordinates (Approx.): 35.62178, -80.18669

💰 Annual Taxes: ~$167.50

📜 Zoning: RA2

⏳ Time Limit To Build: None as far as we are aware

🛣️ Access: Improved Road

⚡ Power: We recommend that you contact Davidson County to confirm

💧Water: A well would need to be installed.

🚽 Sewer: A septic system would need to be installed. However, please confirm with the county. A percolation test has already been completed, and we have the results. Soil Test Result

📞 Official Contacts: Please contact Davidson County

🚐 RVs Allowed?: We recommend that you contact Davidson County to confirm, but according to our research, RVs are not allowed

🏗️ Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit. HOA CCRs

📏 Survey Available?: No, we have not had a survey commissioned, but we do have a copy of a plat. If you would like to pay for a survey, we would be happy to work with your chosen surveyor

🏡 In HOA?: The Springs

💵 Annual HOA Dues: ~$1080.00

Escape to wide-open skies and fresh mountain air with this 2.5-acre parcel in Chiloquin, OR. Featuring level terrain and no HOA restrictions, this property is a perfect canvas for your recreational getaway, future homesite, or long-term investment in the beauty of southern Oregon.


Off-grid living is simple here with options for solar power, a future well, septic, and propane. The property also allows seasonal RV camping for up to 21 days every 6 months, giving you the flexibility to enjoy the land while planning your build. With peaceful surroundings and open space, this lot offers the freedom to design your retreat your way. Just 30 minutes from Beatty, Oregon, you’ll enjoy the convenience of nearby amenities while still surrounded by the quiet, natural beauty of Klamath County.


Property Details


Address: Chiloquin, OR 97624


Terrain: Level


Utilities:


Power: Off-grid (solar or alternatives)


Water: By future well


Sewer: By septic system or alternate system


Gas: Propane or fuel


Access: Perimeter easement (30 ft for roadway & utilities)


Zoning: NR – Non-Resource


HOA/POA: None


Coordinates: 42.48009, -121.42982


Highlights & Features


No HOA Restrictions: Freedom to use the land as you choose.

Seasonal Camping Allowed: RV stays permitted for 21 days every 6 months.

Off-Grid Potential: Build your dream cabin or bring in a manufactured home with county approval.

Money-Back Guarantee: Backed by our satisfaction guarantee.


Building Opportunities


RVs Allowed: Up to 21 days in a 6-month period.


Camping: Short-term RV or tent camping permitted.


Mobile/Manufactured Homes: Allowed with county approval and permits.


Future Potential: Ideal for a recreational base, small cabin, or investment hold.


Nearby Amenities & Attractions


Closest Towns: Beatty – 30 mins (19.6 miles) | Klamath Falls – under 1 hour


Recreation: Crater Lake National Park, Fremont-Winema National Forest, Upper Klamath Lake, hiking, fishing, hunting, ATV trails, and wildlife viewing.


Natural Features & Climate


Precipitation: 19” rain / 70” snow annually


Avg. Temps: Winter 25°F / Summer 78°F


Scenery: Mountain views, high desert vegetation, and abundant wildlife including deer, elk, and eagles.


Buyer Benefits


Financing Options: Guaranteed financing – no credit check.


Investment Potential: Affordable entry point into Oregon landownership.


Satisfaction Guarantee: Backed by our money-back guarantee.


Secure your Oregon escape today! This 2.5-acre parcel offers peace, privacy, and flexible use, don’t miss out on owning your own slice of Klamath County.

River Ranch Recreational Land – Polk County, FL | 6 Parcels Available | Camping, Hunting & ATV Use

Rare opportunity to own recreational land in the highly sought-after River Ranch area of Polk County, Florida. These lots are ideal for camping, hunting, ATV riding, and outdoor recreation.

⚠️ Important: These are NOT buildable lots. This land is intended strictly for recreational use — perfect for sportsmen, outdoor enthusiasts, and land investors looking for access to one of Florida’s most popular off-road and hunting areas.

WE HAVE SEVERAL AVAILABLE IN THIS AREA. ASK US WAHT ELSE IS AVAILABLE!

🏕 Property Highlights

  • Location: River Ranch area, Polk County, FL
  • Coordinates: 27.74652, -81.20796
  • Total Parcels Available: 8 separate parcels
  • Land Type: Recreational / Non-buildable
  • Allowed Uses:
  • Camping
  • Hunting
  • ATV & off-road riding
  • Recreational access
  • Zoning / Use: Recreational only
  • Building:No building permitted
  • Utilities: ❌ None (off-grid / recreational use only)
  • HOA / POA: Buyer to verify any River Ranch association rules

🌿 Why River Ranch Land Is in High Demand

  • One of Florida’s top recreational land areas
  • Known statewide for ATV trails, hunting, and camping
  • Increasing demand from outdoor enthusiasts & investors
  • Limited supply of available parcels
  • Great for weekend use or long-term recreational holding

📍 Area Highlights

  • River Ranch Acres & nearby trail systems
  • Prime Florida hunting territory
  • Ideal for off-road vehicles, side-by-sides & dirt bikes
  • Secluded, private outdoor experience

Property can close through title company with title insurance for approx. $600-$800. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

2.40 Acres of Pure Freedom: Build, Relax, Explore for $270/Month with Flexible Owner Financing!


Imagine owning two stunning adjacent lots totaling 2.40 acres in the tranquil California Pines #1 subdivision, just 27 minutes from Alturas, CA. These peaceful properties, featuring gentle slopes and beautiful wooded terrain, offer the perfect setting for building your dream home, setting up an RV, mobile home, or tiny house. With residential high-density zoning, the combined space offers limitless possibilities for development, from creating a private retreat to establishing vacation rentals. There are no back taxes or liens, and the properties are ready for you to start building within a year.


The properties are accessible via a county-maintained dirt road and are just a short drive from the Modoc National Wildlife Refuge and Modoc National Forest. Both lots will require a private well and septic system, and solar or generator power is permitted for an eco-friendly setup. Whether you're looking to camp (up to 30 days per year) or build a home, these lots are ideal for a variety of uses. 


** ACTUAL PHOTOS OF THE PROPERTY **

Financing available - no credit check or banks needed. Everyone approved. Contact us and we will show you how easy it is.


Property Details:

Property Address: Pike Brewster Rd, Alturas, CA, 96101

APN: 035-021-008-000 & 035-021-009-000

Size: 2.4 acres

Subdivision: California Pines #1

Zoning: RESIDENTIAL-HIGH DENSITY ZONE (RH)

Taxes: $265

HOA & Covenants: Per POA website, dues are currently $105 per year

Camping Allowed: Yes, 30 days per year.

RVs Allowed: Yes, 30 days per year.

Mobile Home Allowed: Yes, Must have to fulfill all the requirements. Should not be older than 10 years old.

Short term vacation rentals allowed: Yes without regulations.

Conveyance: Warranty Deed

Power: Would have to contact Surprise Valley Electric (530-233-3511) or use alternative power.

Water: Would require private well.

Septic: Would require septic system.


Road Access: Pike Brewster Rd

Terrain & Vegetation: Wooded / Gentle Slope


GPS Coordinates (4 corners): 41.3402, -120.755

41.3403, -120.7543 NE

41.3399, -120.7544 SE

41.3399, -120.7556 SW

41.3403, -120.7556 NW


Approximate Distance to Nearby Cities & Points of Interest:

Closest Highways: US-395 / I-5

Closest Major City: Redding, California, 2 hr 30 min (122 miles)

Closest Small Town: Alturas, California, 27 min (19.0 miles)

Closest Gas Station: 76, 402 N Main St, Alturas, CA 96101, 27 min (18.6 miles)

Closest Recreation Site:

Modoc National Wildlife Refuge, Co Rd 115, Alturas, CA 96101, 26 min (18.9 miles)

USDA Modoc National Forest Service, 225 W 8th St, Alturas, CA 96101, 27 min (18.6 miles)

Modoc National Forest, 225 West 8th Street, Alturas, CA 96101, 30 min (20.3 miles)

Bridge From "Stand By Me", 111 Bridge Way, Burney, CA 96013, 1 hr 32 min (71.4 miles)


- Guaranteed Financing

- No Credit Check

- No Bank or Broker fee

- 60-day money-back guarantee

- Warranty Deed

- Guaranteed free and clear title


We offer owner financing with multiple options that fit any budget. Contact us a call today and don't forget to ask about our 60-day money-back guarantee.


Purchase Options:

Owner Financing: $399 Down/$270 monthly fee x 72 months

Cash Price: $17,300.00

Doc Fee: $300 (due with a down payment)


Call us today for additional pricing options 470-517-3445



MO-040-Williams6 (Joint 4 & 5)


Nice opportunity to own a residential lot in Georgia. This property sits within an HOA-managed community, offering a clean, maintained neighborhood with established homes and infrastructure.

With public utilities available, this lot is ideal for building a primary residence, vacation home, or long-term investment.


🏡 Property Highlights

  • Location: Clayton, Georgia
  • Zoning: Residential
  • Utilities:✅ Public water available
  • ✅ Public sewer available
  • Electric nearby
  • HOA: Yes
  • Lot Type: Buildable residential lot
  • Setting: Established community

🌿 Why This Property Works

  • Located in a maintained HOA community
  • Public utilities = easier and cheaper build
  • Strong appeal for end buyers and builders
  • Ideal for full-time residence or second home
  • Lower risk investment compared to raw land

📍 Area Benefits

  • Close to local amenities, shopping, and schools
  • Quiet residential setting
  • Easy access to nearby cities (depending on final location)
  • Growing demand for buildable lots in Georgia 


Close to Atlanta and Spartanburg and minutes to historic Clayton Georgia.

Property can close through title company with title insurance for approx. $1200 - $1500. In house closing is available for $399. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

**Zoning: Single Family - Deed Restricted

**Permitted Use: Single Family Residence (stick-built home) and must match community aesthetic

>> Minimum dwelling size: 1500 sqft. House plans and designs are subject for approval by the HOA ARC

**RV Living: Not allowed for dwelling, only temporarily during construction.

**Legal Road Access? Yes

**Animals Allowed? No

**HOA? Kingwood Community / $550/year (older Kingwood sections) - covers private roads and gate maintenance

**Impact Fee: None

**Utilities: Water and Sewer Available

**Flood Zone Area? No

Beautiful 19.98 Acre Timbered Retreat Near Buffalo - Tract 1

Price: $119,9000

Location: Xx Tract Lindley Rd #1, Buffalo, MO 65622

🌲 Affordable Wooded Paradise in the Missouri Ozarks

This exceptional 19.98-acre timbered property offers outstanding value and natural beauty just northwest of Buffalo, Missouri. With mature timber throughout and no zoning restrictions, this versatile tract provides unlimited possibilities for building your dream home, placing a mobile home or RV, or creating your ultimate recreational and hunting getaway.

🏡 Property Highlights:

  • Prime Acreage: Nearly 20 acres of beautiful timbered land
  • Mature Timber: Gorgeous wooded setting throughout the property
  • No Zoning Restrictions: Build homes, mobile homes, or place RVs
  • Paved Road Access: Year-round convenient access off Lindley Road
  • Easy Highway Access: Quick connection to Highway 65
  • Privacy & Wildlife: Abundant deer, turkey, and natural beauty
  • Exceptional Value: Affordable Missouri Ozarks recreational land
  • Seller Financing available - contact us

🏠 Unlimited Building Freedom:

With no zoning restrictions, this property welcomes:

  • Custom Homes: Build your dream stick-built residence
  • Mobile Homes: Place quality manufactured housing
  • RV Living: Park your RV for camping or full-time living
  • Cabin Retreat: Construct rustic woodland getaway
  • Hunting Lodge: Create your own private hunting basecamp
  • Off-Grid Living: Remote property for sustainable lifestyle

🦌 Outdoor Recreation Paradise:

This timbered property is perfect for:

  • Hunting: Excellent deer and turkey hunting opportunities
  • Camping: Set up permanent or seasonal camp
  • Nature Retreat: Peaceful escape surrounded by mature timber
  • ATV/UTV Recreation: Explore your own wooded trails
  • Wildlife Viewing: Abundant wildlife in natural habitat
  • Outdoor Photography: Beautiful four-season Ozarks scenery

📍 Convenient Buffalo Location:

Your wooded retreat offers great access:

  • Located just northwest of Buffalo, Missouri
  • Paved road access off Lindley Road
  • Easy access to Highway 65 corridor
  • Close to Buffalo for shopping and services
  • About 45 minutes to Springfield
  • Reasonable drive to Branson attractions
  • Quiet rural setting with town convenience

🌳 Missouri Ozarks Living:

Enjoy the best of the Ozarks lifestyle:

  • Beautiful rolling hills and mature forests
  • Peaceful rural atmosphere
  • Excellent hunting and fishing region
  • Four distinct seasons of natural beauty
  • Affordable Missouri land ownership
  • Growing recreational property market

💰 Outstanding Value:

At $119,900 for nearly 20 acres of timbered land with paved road access and no restrictions, this property represents exceptional value. This is one of the most affordable ways to own substantial wooded acreage in the Missouri Ozarks with complete building freedom.

*This is 0% owner financed land priced at $175/month*


Tired of the hustle and bustle? Dreaming of peaceful lake days and quiet evenings under the stars? Your perfect retirement getaway is waiting!

Property Highlights:

  • Spacious 0.51 Acre Corner Lot – Plenty of room to build your dream retreat!
  • Prime Location – Just a few properties away from the sparkling shores of Crown Lake.
  • Easy Lake Access – A short stroll to the North Pier, perfect for fishing, boating, or soaking in those breathtaking sunsets.
  • Secluded & Wooded – Enjoy privacy, nature, and tranquility while still being close to town.
  • Utilities Available – Build with ease knowing essential utilities are within reach.


Escape to Horseshoe Bend, Arkansas, where the lake life and laid-back living go hand in hand. Whether you're ready to build your forever home or invest in the future, this gem is calling your name!

Imagine: mornings on the porch with coffee in hand, afternoons on the water, and evenings by a crackling fire. Sounds like paradise, right?

Don’t wait—your dream retirement spot won’t last long! Contact us today!

 

Easy 0% interest, In-House Financing Terms:

  • Just $450 to get started ($250 Doc Fee + 200 down Payment)
  • Then only $175/mo, 35 months
  • Loan Service Fee: $10/mo,
  • Taxes: $60.56/yr, Parks and Rec Dept fee: $80/hr

Total Monthly Payment: $196.71

 

***ask how to receive a 10% discount***

 

Location:

GPS: 36.21720, -91.73193

Property Address: 1103 E Missouri Ln, Horseshoe Bend, AR, 72512

 

Legal Information:

APN: 800-11854-000

Lot Size: 0.51 Acres

County: Izard County, AR

Subdivision: State

Road Access: Paved

Elevation: 784.2 feet

Terrain: Wooded

Zoning: Residential R1

Utilities: Access to Power, Water, Septic required

 

Nearby Cities:

50 min from Batesville, AR

2.5 hours from Little Rock, AR

Less than 3 hours from Memphis, TN

Less than 3 hours from Springfield, MO

 

Guarantee:

BA Land Sales 90 Day Guarantee - if you aren't fully satisfied with the purchase within the first 90 days, we will refund all payments minus Doc Fee, Down Payment, and Loan Servicing Fees.

 

Property Restrictions:

No living on the property until paid in full.

No Camping allowed

An RV can be placed on the property for up to 12 months, provided that construction is actively underway. An active building permit is required to keep the RV on-site during this period.

Per City, the minimum size requirement is 1100 sq ft heated space.

Great opportunity to own a golf course lot in Clayton, Georgia with a lot in the desirable community of Kingwood Golf. This area borders the US Forest Service Land. Cruise around in your golf cart or walk the nice trails. Property would be great for a rental investment or build your dream home in the mountains. Public utilities are also available in this neighborhood. Save thousands on well and septic costs.

⛳ Property Highlights

  • Location: Clayton, Georgia (Rabun County)
  • Property Type: Residential golf course lot
  • Utilities:
  • ✅ Public water available
  • ✅ Public sewer available
  • Electric available nearby
  • Terrain: Mountain community homesite
  • HOA: Buyer to verify community requirements

🌲 Why This Property Stands Out

  • Located in a beautiful golf course community
  • Public utilities available
  • Excellent location in the North Georgia mountains
  • Perfect for retirement, vacation home, or full-time residence
  • Clayton is one of the most popular mountain towns in Georgia

📍 Area Highlights

  • Minutes to downtown Clayton
  • Close to Lake Burton, Lake Rabun, and Lake Seed
  • Surrounded by mountain hiking trails and waterfalls
  • Popular destination for outdoor recreation
  • Easy drive from Atlanta and North Carolina


Close to Atlanta and Spartanburg and minutes to historic Clayton Georgia.

Property can close through title company with title insurance for approx. $1200 - $1500. In house closing is available for $399. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

**Zoning: Planned Unit Development

**Permitted Use: Single Family Residence (stick-built home)- Deed Restricted

>> Minimum dwelling size: 1500 sqft.

**Legal Road Access? Yes

**HOA? Kingwood Community / $500 Annually ( covers private roads and gate maintenance

**Impact Fee: None

**Utilities: Water and Sewer Available

**Flood Zone Area? No

Oregon Dream Lot – 1.47 Acres Near the River, Yours for Cheap

Ever dreamed of building your own home, surrounded by trees and no neighbors breathing down your neck? This 1.47-acre lot in Chiloquin, Oregon gives you the space, freedom, and creative control to finally make it happen — without draining your bank account. Low down payment, low monthly payments, and zero interest. No HOA. No stress. Just land, peace, and potential.

Text ‘OWNIT’ to (435) 500-2071 now and start building your legacy today.


Property Details:

Address: 26938-27162 Kootenai St, Chiloquin, OR 97624

Google Map Link: https://goo.gl/maps/qyYQ5NFerhy3vPTR9


APN: 3611-007B0-00800

Parcel size: 1.47 Acres

Subdivision: NIMROD RIVER PARK/24/19

Zoning: R2- Rural Residential


Property Use:

• Camping

• Hunting

• Residential

• RV Camping

• Recreation

• Sightseeing

• Star Gazing

• Fishing

• Tiny Home

• Off Grid

• Agriculture

• Mobile Homes

• Single-Family Homes

Utilities: Power is close


Terrain:

• Brush

• Mountainous

• River

• Wooded

• Sloped

• Trees

• Hills


Conveyance: Warranty Deed

Taxes: Approximately $60 Per Year

Access: Yes off of Kootenai St

HOA: No


GPS Coordinates:

42.469714, -121.464166 Center

42.47028, -121.463866 NW

42.470296, -121.464461 NE

42.469188, -121.463882 SW

42.469192, -121.464466 SE


Picture link: https://drive.google.com/drive/folders/1FNR_ha8Lp5rC7277nZzjKZmAtZq_5-KL?usp=sharing


Pricing Details:

$250 down, $250 per month for 72 months

Terms Total Price $18,250


- Doc Fee - $250

- 0% Interest

- $10 Monthly Note Fee

- $5 Monthly Land Taxes

- Total Monthly Payment will be $265

- Total to get started is $500 (Down Payment + Doc Fee)


90-Day Money-Back Guarantee

1 Year Exchange Policy


Other payment options are also available. Call or text Sid at (435) 500-2071 for details.


Down Payment Link: https://secure.geekpay.io/dp/sid-christensen/k-3611-007b0-00800-down-2


Doc Fee Link: https://secure.geekpay.io/dp/sid-christensen/k-3611-007b0-00800-doc-2


Down and Doc Link: https://secure.geekpay.io/to/sid-christensen/k-3611-007b0-00800-down-and-doc-01

Explore These Amazing Lots in Moon Lake Estates, New Port Richey, Florida!

Located in the heart of convenience, these AR-zoned lots offer the perfect blend of tranquility and accessibility. Enjoy proximity to Spring Hill, Hernando Beach, and Tampa, while being just a short drive to downtown New Port Richey and nearby state parks.

Moon Lake Park, only minutes away, provides a boat ramp, picnic areas, and a sandy beach—perfect for family outings and weekend fun. With paved road access, this location is ready for your dream home or investment project. Keep in mind, you’ll need to install a well and septic system.

Don't miss this opportunity to own a piece of Florida living at its finest!

Property can close through title company with title insurance for approx. $600 - $800. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

**Zoning: A-R AGRICULTURAL-RESIDENTIAL DISTRICT - This 7,700 square foot parcel is zoned AR, Agricultural-Residential. It is a legal, nonconforming parcel smaller than the zoning requires. This subdivision was platted prior to the adoption of the Zoning Code and was grandfathered in.

**Permitted Use: The installation of only one single family home or one mobile home is permitted. The zoning setbacks for a dwelling, measured from the property lines, are: front – 20’, sides – 7.5’ each and rear – 15’.

**Buildable Lot? Yes

**Legal Rd Access: Yes

**Flood Zone Area: No

**Impact Fee: Single-Family detached home - $8,328

**HOA: None

**Utilities: Well and Septic Required

This property is located in the Deming Ranchettes Subdivision near Albuquerque.


- This lot has few neighbors so you have the freedom to do what you want without being bothered.  

- This lot has legal access from a dirt road bordering the property.  

- This would be a great spot to get off the grid and disconnect from the stresses of the world.  

- There are plenty of great recreational opportunities in the area.  

- Offers you privacy and peace of mind with an off-grid lifestyle.  


You can own this 2.5 acre property from just $100 down plus a one-time $249 documentation fee, then only $150/mo. for 48 months.


GPS: 32°16'24.8"N 107°32'50.5"W 

APN: 3039137311370, 3039137299370, 3039137288370, 3039137276370, 3039137288370

Size: 2.5Acre(s)